Wellness & Routine Care - A Pet Insurance Comparison | EMBRACE
Cats and dogs are eligible for coverage under Nationwide’s Whole Pet with Wellness insurance plan.
Stanford has teamed up with Nationwide Insurance to offer benefits-eligible employees coverage for their dogs, cats, birds and exotic pets. Under Nationwide’s plans, you can choose from two available plans; My Pet Protection and My Pet Protection with Wellness. Additionally, you can continue to see your family vet because this insurance is accepted by veterinarians worldwide.
Choose a complete care plan or go à la carte with medical or wellness coverage. Pet insurance policies reimburse eligible veterinary expenses based on your plan’s coverage. Premiums and annual deductibles will vary by plan.
Routine care plans are not offered by all pet insurance companies
Pet Insurance Buyers Guide | Nationwide Pet Health Insurance Plans
Whole Pet with Wellness from Nationwide is the only pet insurance product that offers coverage for medical, emergency and wellness care in one plan. Additionally, Whole Pet with Wellness offers 90 percent reimbursement for its members on eligible veterinary expenses, inclusive of office visits, diagnostic testing, prescriptions and wellness care (such as vaccinations, flea/tick control, teeth cleaning, spay/neuter, etc).Pet Wellness plans are generally for proactive, preventative pet care specifically designed for pet owners to receive discounts on routine pet services. The idea behind Tinseltown’s pet wellness plans is that it is far better to bring your seemingly healthy pet in for a series of scheduled routine checkups than to wait for something frightening and frighteningly expensive to happen. There are no deductibles with wellness plans, but it is also important to note that they differ from pet insurance in that they “DO NOT” cover unexpected pet health issues or emergency pet care situations.Pet Insurance is legally offered by designated insurance brokers in the Jacksonville, Fl area. Pet insurance plans generally cover treatment for animal illnesses or injuries. These plans require monthly premiums and cover a large portion of the cost of diagnosis and treatment for emergency situations; however, there may be exclusions as well as caps on your claims. Typically Pet Insurance Plans are more expensive than wellness plans albeit they usually provide a more comprehensive level of coverage which may include all or part of the following services: Ultrasounds, x-rays, blood work, surgery, 90% bill coverage -beyond exam fees, unlimited payouts, preventative and therapeutic nutrition, no extra charges for chronic conditions. Some plans don’t cover pre-existing conditions or chronic issues such as kidney failure, diabetes or arthritis. Certain breeds or dogs of a certain age might also be exempt from some types of insurance coverage. As with other insurance plans, deductibles and co-pays may apply. “Our primary intention with this product is to provide our members with the best coverage at an affordable price to help them protect what matters most – their pets,” said Liles. “There is no pet insurance plan in today’s marketplace that can rival Whole Pet with Wellness from Nationwide.”